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20 U. Ghana L.J. 62 (1996-1999)
Towards a Uniform Age of Majority in Ghana: Rethinking the Contractual Capacity of Minors

handle is hein.journals/unghan20 and id is 72 raw text is: TOWARDS A UNIFORM AGE OF MAJORITY IN
GHANA: RETHINKING THE CONTRACTUAL
CAPACITY OF MINORS
Christine Dowuona-Hanmond*
Introduction
The law regulating the contractual capacity of persons
below the age of 21 years in Ghana is largely outdated and
fraught with inconsistencies: This is perhaps hardly surprising,
in view of the fact that most of the applicable rules date back
several centuries, and were thus influenced by social and
economic standards which have no relevance to today's modern
society. What is surprising, is the fact that very little has been
done to reform this aspect of the law inspite of its far- reaching
economic implications. The need for careful reflection in the
design and review of the law on contractual capacity is even
more urgent in this country because of the relatively high
percentage of the population aged between 15 and 21 years.3-
In view of the need to encourage maximum participation in the
economy, it is clearly counterproductive to maintain outdated
rules, which deny legal significance to the activities of such a
significant portion of the population.
The task of monitoring or limiting contractual capacity on
the basis of age involves the making of difficult choices
between two equally legitimate and competing policies, that of
protecting those who lack capacity and that of safeguarding the
expectation and reliance interests of adult parties who deal
fairly with minors. In seeking to achieve an acceptable balance,
the law must tread the fine line between protecting the
incompetent, and  incapacitating  the  competent through
protection In other words, the extent of legal protection
granted must be enough to shield the young and vulnerable
from the pitfalls of the marketplace, while at the same time
ensuring that their freedom of contract is not unduly stifled by
the zeal to protect. In Ghana, a minor, for purposes of
contractual liability, is a person, aged below 21 years. A person
*LL.B (Gh). LL.M (Mich). Lecturer, FaculN of Lawi. University of Ghana.
137 The 1984 Population Census indicated that 59% of the population was
aged below the age of 21 years.

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